Credit Officer

1 - 6 Years
Kolkata, Asansol, Siliguri

Job Description

Job Summary:

Location: Balughat, Garia, Ranigang,Kaliagang

-Underwrite open market & high ticket size Individual loans- Business, Livestock, Home Improvement through Personal Discussion
-Ensure complaince to KYC norms, policy criteria & documentation. Thorough assessment of Repayment Capacity, Cash Flow, Character alongwith Bureau Check, Reference check, Third Party verification & other related checks on field
-Execute action plans of Needs Improvement and Meets Expectation branches in co-ordination with business team
-Monitoring the STP of the assigned branches & ensuring increasing trend of the same though regular trainings
-Observation & escalation of cases where breach/deviation of policy & process (During PD/LUC/OD visit) & coordination with Audit and Vigilance for necessary & timely action
-Keeping Credit stage TAT in check: Close coordination with branch staff to ensure smooth flow of application and backend credit activities
-Timely escalation of deviations with proper recommendation and response on branch & customers queries & issues etc.

Salary: INR 2,00,000 - 4,00,000 PA.

Industry:Banking / Financial Services / Broking

Functional Area:Accounts, Finance, Tax, Company Secretary, Audit

Role Category:Finance/Audit

Role:Credit/Control Executive


Desired Candidate Profile

Please refer to the Job description above


UG:Any Graduate

Company Profile

Ujjivan Small Finance Bank limited

Ujjivan Financial Services Limited started operations as an NBFC in 2005 with the mission of providing a full range of financial services to the economically active poor who are not adequately served by financial institutions.

We were the largest MFI in the country in terms of geographical spread having our operations was spread across 24 states and union territories, and 209 districts across India. Ujjivan's erstwhile business was primarily based on the joint liability group lending model for providing collateral free, small ticket-size loans to economically active poor women. We had also offered individual loans to Micro & Small Enterprises ("MSEs"). Ujjivan had adopted an integrated approach to lending, which combines a high customer touch-point typical of microfinance, with the technology infrastructure and related back-end support functions similar to that of a retail bank.
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Recruiter Name:HR

Contact Company:Ujjivan Small Finance Bank limited

Reference Id:credit-East